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Risk & Credit Analysis

Division / Department: Finance, Treasury & Risk Management Division – Risk & Credit Analysis 1. Department Overview The Risk & Credit Analysis department evaluates, monitors, and manages credit risk for fintech lending and credit-based products. It exists to ensure responsible lending, portfolio stability, regulatory compliance, and sustainable growth by balancing risk and return across customer […]

BNPL & Micro-Financing

Division / Department: Lending & Credit – BNPL & Micro-Financing 1. Department Overview The BNPL & Micro-Financing department manages short-term, small-ticket credit products designed for frequent and everyday usage. This department enables fast credit access with controlled risk through digital onboarding, alternate data underwriting, and compliant recovery practices, while supporting financial inclusion and responsible lending. […]